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Who is going to pay the bills?
In the event of a serious injury, paying the medical bills may be the least of your worries. If you can't work, how will you pay the rest of your bills? You still need to put food on the table, pay rent or mortgage, auto loans and all the rest. Worse yet, what will you do if both you and your spouse are disabled and unable to work? Who is going to pay the bills?

Pays regardless of any other coverage or salary continuation plans in place. Workers Compensation, SSDI or other DI will not reduce this ATTD benefit.

Elimination period: 14 days. (250 & 500)
  • Benefit period: Up to 52 weeks.
  • Occupation: True Regular Occupation
  • Benefit amount: $250 or $500 per week
  • Coverage available for Member AND Spouse/Domestic Partner
  • $5000 Accidental Death And Dismemberment (AD&D) Coverage Included with your ATTD Benefit

Elimination period: 30 days. (1000)
  • Benefit period: Up to 52 weeks.
  • Occupation: True Regular Occupation
  • Coverage available for Member AND Spouse/Domestic Partner
  • 60% of weekly salary to a maximum of $1000 per week
  • $5000 Accidental Death And Dismemberment (AD&D) Coverage Included with your ATTD Benefit

ATTD Benefit Description (250 & 500):
14 Day Elimination period:
This benefit will pay $250 or $500 per week, after the Elimination Period of 14 days, if accidental bodily Injury causes an Insured Person to suffer Temporary Total Disability. The weekly Benefit Amount for Temporary Total Disability will be paid in addition to any other applicable Benefit Amounts under this policy. The weekly Benefit Amount for Temporary Total Disability will be paid until the earliest of the date on which: 1) the Insured Person dies; 2) the Insured Person fails to provide Us with satisfactory evidence of a continuing Temporary Total Disability; 3) the Insured Person no longer has a Temporary Total Disability; or 4) the Maximum Benefit Period of 52 weeks has ended.

ATTD Benefit Description (1000):
30 Day Elimination period:
This benefit will pay $500 fixed amount per week or, up to $1000 per week, after the Elimination Period of 30 days, if accidental bodily Injury causes an Insured Person to suffer Temporary Total Disability. The weekly Benefit Amount for Temporary Total Disability will be paid in addition to any other applicable Benefit Amounts under this policy. The weekly Benefit Amount for Temporary Total Disability will be paid until the earliest of the date on which: 1) the Insured Person dies; 2) the Insured Person fails to provide Us with satisfactory evidence of a continuing Temporary Total Disability; 3) the Insured Person no longer has a Temporary Total Disability; or 4) the Maximum Benefit Period of 52 weeks has ended.

Periods of Temporary Total Disability separated by less than 14 consecutive days of return to work will be considered one period of Temporary Total Disability, unless due to separate and unrelated causes. No additional Elimination Period will be required. However, the Maximum Benefit Period of 52 weeks will be reduced by the number of weeks for which benefits have already been paid, including but not limited to the weekly Benefit Amount for Temporary Total Disability.


Limitations on ATTD:
No weekly Benefit Amount for Temporary Total Disability shall be paid for any period of time during which the Insured Person is not under the continuous care of a Physician.

Accidental Death and Dismemberment, Loss of Sight, Speech and Hearing Benefit
  • 100% of the Benefit Amount is payable for accidental:
  • Loss of Life; Loss of Hearing and one of: Loss of Hand, Foot or Sight of One eye;
  • Loss of Speech and Loss of Hearing; Loss of Speech and one of: Loss of Hand, Foot or Sight of One eye;
  • Loss of both Hands, both Feet, loss of Sight or any combination thereof;
  • 50% of the Benefit Amount is payable for accidental:
  • Loss of Hand, Foot or Sight of One eye (any one of each);
  • Loss of Speech or Loss of Hearing;
  • 25% of the Benefit Amount is payable for accidental:
  • Loss of Thumb and Index Finger of the same hand.

Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies.
The coverage described in this literature is not available to residents of Arkansas, Kansas, Maine, Maryland, North Carolina, Oregon, South Dakota, Utah or Washington. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued.

Exclusions & Limitations Apply. Chubb, Box 1615, Warren, N.J. 07061-1615.


Health, Fitness and Medical

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  • Local Attractions: Discounts at aquariums, bowling alleys,festivals, theme parks, museums, zoos and so much more!
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  • Hotels and Airfare: Up to 25% savings off standard or published rates.


Vehicle Savings

  • Auto Service: $5 off every oil change at Jiffy Lube.
  • Auto Care Savings Plans: 10% off service at participating Firestone, Tires Plus, Expert Tires and Wheel Works.
  • Auto Tires & Wheels: 10% discounts at Tire Kingdom,NTB, Big O Tires and other outlets.
  • Truck Rental: Save 15% at Budget Truck Rental.
  • Moving & Storage: Save 50% on interstate move with Allied and northAmerican and 45% on storage needs.


Retail Shopping for Almost Everything

  • Merchandise Discounts: Double the difference back price guarantee on thousands of items.
  • Coupons: Get coupons and promotional discounts for over groceries, dining, shopping and local attractions.
  • Discount Gift Cards: Save up to 13% when you purchase gift cards for shopping, dining, travel and other categories.
  • Magazines: Save up to 60% off the newsstand price on hundreds of publications.
  • Flowers & Gifts: Save 15% with FTD.


The Wholesale Benefit Association (WBA) is a membership organization dedicated to bringing deeply discounted services to families and small businesses all across America. Through the buying-power of the WBA, members enjoy substantial savings for a variety of essential health related services. These services are assembled from the finest providers throughout the country and combined into a single plan.

Association members receive a benefits package containing detailed plan descriptions, instructions, toll-free numbers, and website addresses. The WBA supplies benefits to our members at the lowest possible prices, and continuously seeks additional high-quality service plans to further enhance the overall value each membership provides.

This policy does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from providing the insurance. In addition no benefits will be paid for any accident caused by or resulting from any of the following:

  • An Insured Person being in, entering, or exiting any aircraft: a) owned, leased or operated by the Policyholder or on the Policyholder's behalf; or b) operated by an employee of the Policyholder on the Policyholder's behalf
  • An Insured Person riding as a passenger in, entering, or exiting any aircraft while acting or training as a pilot or crew member. (This exclusion does not apply to passengers who temporarily perform pilot or crew functions in a life threatening emergency.)
  • An Insured Person's emotional trauma, mental or physical illness, disease, pregnancy, childbirth or miscarriage, bacterial or viral infection, bodily malfunctions or medical or surgical treatment thereof (This exclusion does not apply to an Insured Person's bacterial infection caused by an accident or by accidental consumption of a substance contaminated by bacteria.)
  • An Insured Person’s commission or attempted commission of any illegal act, including but not limited to any felony
  • Any occurrence while an Insured Person is incarcerated after conviction
  • An Insured Person being intoxicated, at the time of an accident. Intoxication is defined by the laws of the jurisdiction where such accident occurs
  • An Insured Person being under the influence of any narcotic or other controlled substance at the time of an accident. (This exclusion does not apply if any narcotic or other controlled substance is taken and used as prescribed by a Physician.)
  • An Insured Person being engaged in or participating in a motorized vehicular race or speed contest
  • An Insured Person participating in military action while in active military service with the armed forces of any country or established international authority. (This exclusion does not apply to the first 60 consecutive days of active military service with the armed forces of any country or established international authority.)
  • An Insured Person traveling or flying on any aircraft engaged in Specialized Aviation Activities
  • An Insured Person's suicide, attempted, suicide, or intentionally self-inflicted injury
  • A declared or undeclared War


This WBA plan is NOT AVAILABLE to residents of Arkansas, Kansas, Idaho, Maine, Maryland, North Carolina, Oregon, South Dakota, Utah or Washington.

Wholesale Benefits Association - Sales Administration by Comprehensive Insurance Agency, LLC – Rolling Meadows, IL Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. The coverage described in this literature is not available to residents of Arkansas, Maine, Maryland, North Carolina, Oregon or South Dakota. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Exclusions & Limitations Apply. Chubb, Box 1615, Warren, N.J. 07061-1615.




Questions? Call 888-243-4011 We're standing by to help you make the best decision.